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The complete guide to selling home to a cash buyer in Sacramento
Selling your home is easily one of the most stressful processes you will go through. So many questions and frustrations run through your mind:
When is the right time to list my home?
What is the right price to list it for?
How do I market my house?
AGH I actually have to clean and stage my house!
These are all likely thoughts that will consider before it’s time to list your house. What if we told there’s one simple way to bypass all that stress, all those preparations, cut the closing time down to less than a week and throw the rest of those questions out the window?
The answer is to sell your house to a cash buyer.
Many people are weary of an all cash offer because some of the perks just sound too good to be true, which is perfectly understandable. Sellers should be weary of anyone claiming to buy their house under unusual circumstances. However, there are many companies and individuals that are willing and able to purchase your home quickly with an all cash offer.
We’ve compiled all the necessary information you need to know about selling your home for cash. If you’re putting your home on the market this year, you’re not going to want to miss out on our “Complete Guide to Selling Your Home to a Cash Buyer.”
Let’s start with the basics:
Who Can Benefit?
The short answer is, everyone.
Anyone can quickly sell their home to an all cash buyer, but there are few specific homeowners that can especially benefit from selling their home to one of these companies, including:
Homeowners whose homes have been on the market for extended periods of time or whose listings expire.
Buyers become suspicion and are turned off by house that has been on the market for a long period of time, no matter what the reason may be. It also creates more stress and hassle on the homeowner to have to keep it on the market that long. If your home has just been sitting on the market for weeks on end, it’s time to consider a cash buyer.
Those who are filing or considering filing for bankruptcy.
If you’ve recently filed for bankruptcy or are one the verge of filing for bankruptcy, there is no question why selling your house for cash is right for you. If you need cash quickly or can no longer afford your mortgage payment, it’s time to sell your home to a cash buyer who can have the money you so desperately need in just a matter of days.
Sellers who are going through a divorce
If you’re going through a divorce and need to sell the property quickly so you can equally divide the asset a cash buyer is a great option. You and your spouse can easily split the cost of all the fees and split the check at the end right down the middle. You eliminate the need of agreeing on a real estate agent, you do not have to argue throughout a long drawn out process and there’s no added stress when working with a cash buyer.
Sellers who are being relocated because of their job.
Sometimes we have no control over our careers and when our jobs move sometimes we do too. Often times the relocation needs to happen sooner than later in order to avoid a lapse in payment, so putting your home on the market and risk having it sit there vacant while you pay mortgage on a new house in a different city is simply not an option. A cash buyer can have your house closed on before you even leave the state, just one less thing to worry about while you pack up and move.
Outdated, damaged or trashed homes.
When you choose to sell your house to a cash buyer, you house is sold in “as is” condition. Therefore, there is no need to make any repairs or upgrades to the property. Additionally, if the property has been trashed by inconsiderate tenants and you don’t have the time to spend getting it back into shape, it might be time to consider selling to cash buyer. Cash buyers generally take on all the responsibility of the condition of the home. You’ll save on time, money and opportunity cost by foregoing listing your home and repairing and selling it to a cash for homes company.
Homes that are in foreclosure.
If your home is in the foreclosure process, there is still time to make money on your house. You can choose a reputable cash buying company and sometimes have an offer in that very same day. When you’re in foreclosure you need to sell your house quickly, a cash buyer is by far your best option and will take all the heavy burden and worry off your back during the process.
Owners who are evicting their tenants or who have vacant property.
Evicting tenants for any reason cannot be good news. Whether they’ve missed payments, ruined parts of the property or broke any other portion of the lease, it’s time to consider a cash buyer. Especially if you’re managing the property from another state or do not have the money to invest into this property, a cash buyer will help you unload this property quickly and avoid having the property sit vacant.
It is clear that in most of these circumstances, the homeowner is interested in selling their home as quickly as possible without having much hassle. This option not only allows for homeowners to get close to their desired price but also gives the opportunity for them to sell their house in “as is” condition without having to deal with any repairs or upgrades the home may need.
Here are some of the main reasons to go for an all cash option:
No Loan Needed
As the offer is all cash, there is no need for the buyer to obtain a mortgage loan, and the chances of delay decrease. Some of the biggest hold-ups when selling your home come on the buyers end because they have difficulties obtaining a mortgage loan. Depending on the type of loan and the lender, the buyer will have to submit all types of paperwork and most of the time have the house professionally appraised before the underwriter can sign off on the loan. With a cash for homes company, the money is ready and waiting in an account. There are no hoops for the company to go through and very little approvals needed.
How a Real Estate Consultant can help you
One of the scariest parts of selling your home is not knowing when, how and with which real estate agent to list your house with. When you sell your house to cash buyer, you skip all that hassle. You eliminate the need to stage your home, professional clean it, and all those time you need to hurry out of the house for showings. Most of the time, with cash buyers, it’s once simple phone call and you can begin the sale process that day.
Get cash for your home fast
Possibly, the most common reason people choose an all cash buyer is because the process is so short. Some deals can be finalized in as quick as 48 hours, so it is the best option for those who need to sell their home quickly for any reason. Whether you’re in a financial bind, needing to move quickly because of work or a divorce, or just wanting to get through this process as quick as possible, selling your home for cash is by far the fastest option out there for you.
When you sell your house to a cash for homes company, one of the perks is that the buyer takes on the bulk of the work. The process is less stressful because the buyer will either kindly walk you through your parts or do the step entirely for you. Selling your house can be a daunting task because you face lots of formalities such as paper work, but many companies will handle all the responsibly for you by making all the necessary arrangements to complete each step.
Do Not Have to Make Repairs
Choosing to sell your home for cash in “as is” condition means you absolutely do not need to do anything to your home before signing it over to the buyer. The buyer takes on all of the necessary repairs and desired upgrades and is responsible if anything is wrong with the house. This is absolutely the best option for you if you cannot afford or are simply not interested in making any repairs.
All of the above reasons exemplify that selling your home for cash is optimal on both- the economical and timely basis. Now we can outline the steps of the process for you to follow while selling your house to quick cash buyers.
Research We Buy Houses for Cash Companies to Buy Your Home
The first step in the process is quite possibly the longest and most stressful, unless you’re lucky and already have a good feeling about a company. In many cases, however, sellers are not familiar with this option and need to do some extensive research. If this is the case for you, you’ll most likely want to first start by doing some internet research. In order to find reputable and reliable companies, you’ll want to check out each company’s experience, their past customer testimonials, Better Business Bureau ratings, etc. If possible set up a face-to-face meeting or a private phone call. Ask questions to gage their ethics and professionalism.
Know What Each Company Has to Offer
While researching companies, you’ll also want to dig into what each company can offer. Companies may have various offers such as free valuations, payment of legal fees, quick process, and more. As you would want to sell your house fast, make sure the company is able to provide you with the services that you need. Ultimately, the choice is yours. All cash for homes companies are eager and ready to buy your home, it’s only a matter of who you feel most comfortable with and whose offers meets your needs.
Do Market Research
Once you have decided on the right company for you, you can continue on with the valuation process. This requires a little work on your end, (unless you want to hire a real estate agent to write up a comparable market analysis [CMA] for you). At this point you’ll want to become very familiar with the local housing market. You should know what your house is actually worth based on comparable homes that have recently sold in your area and know the price you actually want to sell your house for.
Ask for the Price You Want
After all of your research, you can present your asking price to your buyer. The company can choose to accept or provide a counteroffer based upon their own research and valuation. When both you and the buyer have agreed upon a sale price you can begin discussions about the timeline for the rest of the process. Each company has different steps they have to complete on their end. Be sure which ever company you choose is willing to offer the support you need and provide updated communication on their timeline.
If you are having trouble selling your home, need to sell your house quickly, or just simply want to bypass the entire selling process, you need to sell your property to a cash buyer. You can quickly take advantage of all that cash for homes companies have to offer and get the money you deserve for you home. Use this guide for you and share it with your friends when you’re in a financial bind and need to sell your home quickly.
We are eager to hear from you today and help get you on the right track to selling your home in the shortest amount of time possible. Simply fill out our contact sheet and we’ll call you within 24 hours to set up your free in home consultation.
NorCal Cash House Buyers Inc. has been investing in real estate since 2011. We work with homeowners, realtors and fellow investors to quickly transform a distressed property into an updated beautiful home. Our professional real estate experts, experienced contractors and talented design staff have developed into an outstanding team. No project is too big or too small for us. NorCal Cash House Buyers Inc.. strives to build beautiful homes and strong relationships within the community. Feel free to explore the galleries to view some of our most recent projects.
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